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New Parents? Be Prepared!

Pregnancy & Toddlers • by Natasha Butler • 25 August 2021

Welcoming a little one into the world is the most exciting and life-altering experience you’ll ever have. It’s also very daunting and a lot of hard work.

It’s important to plan ahead by doing your research and setting up a budget, because having a baby is a huge expense.

Here are seven things to keep in mind when planning for a baby:

Medical cover

It’s going to cost a lot, so ensure that you have some form of medical cover like health insurance, medical aid and/or gap cover.

Know the details of your maternity cover so that you won’t miss out on the full benefits. Things to look out for are:

Pre-pregnancy check-ups

Your doctor will cover issues like medical conditions, medications, vaccinations, and family health history.

A gynaecologist will see to your reproductive health and can diagnose and treat issues that might affect your reproductive system.

Prep your body

Start prepping your body to ensure the best possible health for you and your baby:

Tests

You’ll need to go for regular check-ups with your obstetrician (or OB/GYN) to ensure that you’re healthy. Ultrasound scans will show the development of your unborn baby where your doctor can detect any issues that might cause problems.

Things you’ll need

There are certain things you’ll need while pregnant and after the birth of your baby, such as:

Birth

With different birthing options available, you can have a natural birth or C-Section at a hospital, or a home birth with a registered midwife.

Just remember that all service providers must be fully registered with the Board of Healthcare Funders (BHF) or your medical scheme won’t cover the cost.

After your baby is born

You and your baby will have to have exams to ensure that you’re both healthy and healing properly. Your paediatrician will advise you of upcoming tests and vaccinations your baby should go for at each stage of his/her development.

You’ll have to fill out a birth certificate and register your baby. And don’t forget to add your little one on your health insurance and/or medical aid to avoid incurring waiting periods.

GetSavvi Health Maternity Benefits

GetSavvi Health offers Maternity Benefits on all plans.* Members can get cover for a normal birth or C-Section at a private hospital. Cover includes gynaecologists’ visits and ultrasound scans, as well as the costs related to birth. There is a 12-month waiting period, and members need to pay up front for services and claim back for reimbursement.

If you’re not a GetSavvi Health member and would like access to quality primary healthcare (including Maternity Benefits) and value-added benefits at an affordable rate, click here for an obligations-free quote.

*Not available to seniors on the Primary Care Plan 61+.

References
Preparing for Pregnancy: Your 3-Month Guide
Newborn checklist: Everything you need before your baby arrives
Here's What to Expect After Giving Birth in a Hospital
Planning for Pregnancy
What is the difference between OB/GYN and gynecology?
Ultrasound scan

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