Many people believe they have to make a choice between health insurance and medical aid. This is not the case. The ideal solution for those who can afford it may be to have both.
Combining a health insurance plan with a medical aid hospital plan can provide a well-rounded healthcare safety net.
Health insurance, such as what GetSavvi Health offers, focuses primarily on day-to-day benefits like GP visits and dentistry, whereas a medical aid can offer comprehensive hospital and specialist cover.
Why Have Both Health Insurance and Medical Aid?
Comprehensive coverage: Health insurance caters to your everyday health needs, covering general practitioners, access to pharmacy consultations, selected medication, dentists and more. This ensures that you're covered for routine check-ups and minor medical issues.
Hospital and specialist care: On the other hand, medical aid hospital plans come into play for more serious medical issues. They offer coverage for hospital stays, surgeries and access to specialists when needed.
Financial protection: Combining these two types of coverage helps you avoid hefty medical bills. Health insurance takes care of day-to-day costs, while medical aid is there to support you during major medical events.
Peace of mind: Having both health insurance and medical aid means you're prepared for a wide range of medical scenarios. This peace of mind can reduce stress during times of illness or injury.
Customisation: You can tailor your health insurance and medical aid plans to suit your specific needs and budget. This flexibility allows you to create a coverage combination that's just right for you.
Preventive care: Health insurance often includes benefits for preventive care and wellness programmes. Regular check-ups can help catch health issues early, preventing more serious conditions from developing.
By having both health insurance and medical aid, you strike a balance between everyday healthcare needs and unexpected medical emergencies.
It's a pragmatic approach that ensures you're covered in various medical situations without compromising your financial stability.
GetSavvi With Your Health
GetSavvi Health has over 7 500 healthcare professionals in our network who can assist you in recovering faster when you’re not well.
To sign up for our medical insurance or get a quick quote, click here or send an email to apply@getsavvi.co.za.
We recommend speaking to a consultant for a detailed explanation of our benefits and plan options.